Open Enrollment
Nov 1 – Jan 15
Get Ready Now!
Don’t wait until the last minute to get covered! Health insurance open enrollment runs Nov 1 – Jan 15. Be prepared! Gather your documents and schedule your appointment with a Navigator today.
1. Get Your Documents Ready
Gather your personal documents now—like date of birth, pay stubs, and other income information—so you can find out exactly what you qualify for on the Marketplace.
2. Schedule Your Free Appointment with a Navigator
Schedule your appointment now to reserve your spot.
3. Review Plan Options and Enroll (or Re-Enroll)
Navigators help to review your health insurance options, see if you qualify for extra savings, and make sure your application is done right. Already have a Marketplace plan for this year? Work with a Navigator to review your information and re-enroll for 2026 coverage.
It’s good practice log-in to your account annually during open enrollment to verify and update your application, and then re-enroll in a plan that fits your needs. You can log-in yourself at HealthCare.gov or get help by working with a Navigator.
Get help by virtual appointment, phone, or in-person.
All services are free, every time.
Sign Up for Health Insurance During Open Enrollment
Nov 1 – Jan 15
Our trained experts are here to ensure the process is easy and clear. Our goal is to get everyone is South Dakota affordable health insurance. All services are free. If you don’t speak English, we offer free translation services.
What to Bring When You’re Ready to Enroll
We’ll need to verify what health insurance options you’re eligible for with some personal information. All information is kept confidential and protected under HIPAA.
Your application will ask about each person in your household, even those not applying for coverage. Your household usually includes the tax filers and their dependents, but there are exceptions. Sometimes it includes people you live with who aren’t in your tax household. For a complete break down of what’s needed, please reference the document Get Ready to Enroll.
For everyone who is enrolling in health insurance coverage (including children), you’ll need:
- Date of birth
- Social Security number
For everyone employed in the home, you’ll need employer and income information:
- Estimated annual income
- Paystubs
Tribal documents, if applicable:
- Tribal ID / registration card
Plus, immigration documents, which may include:
- Permanent Resident Card “Greed Card” (I-551)
- Re-entry Permit (I-327)
Is Your Employer’s Insurance Too Expensive for the Whole Family?
Even if you have health insurance through work, you could find a more affordable option for your family on the Marketplace—especially if you qualify for premium tax credits.
A Navigator can compare your employer plan side-by-side with Marketplace options, explains the costs and coverage, and help you decide what’s right for you and your loved ones.
Contact Us
For More Info
Brittany Zephier
Navigator Program Manager
bzephier@communityhealthcare.net
605-277-8405
Sioux Falls
196 E 6th Street, Suite 200
Sioux Falls, SD 57104
605-275-2423
This page is supported by the Centers for Medicare and Medicaid Services (CMS) of the U.S. Department of Health and Human Services (HHS) as part of a financial assistance award totaling $160,000 with 100-percent funded by CMS/HHS. The content are those of the author(s) and do not necessarily represent the official views of, nor an endorsement, by CMS/HHS, or the U.S. Government.